Thousands of families across India are struggling silently under the weight of loans, EMI pressure, and financial exploitation.
Pahal Parivartan Welfare Trust launched the Karz Rahat Sahayta Niti to help these individuals reclaim control over their lives — with transparency, respect, and genuine guidance. Our mission is simple: To provide real, structured financial support and awareness, helping people move from financial stress to financial stability.
Pahal Parivartan Welfare Trust is a registered non-profit social welfare organization dedicated to improving lives through inclusive community development. Founded on the principles of transparency, trust, and transformation, we focus on empowering individuals by creating opportunities for sustainable growth.
To create an empowered society where every individual has access to financial stability, education, and equal opportunities — leading to a stronger, self-reliant nation.
To deliver financial aid and advisory support to economically weaker individuals and families.
Because every debt settled with dignity is a life rebuilt with hope.
We Are Transparent and Accountable
“Our process is completely transparent — every applicant is clearly informed about documentation, processing, and relief structure before approval. No hidden charges, no false promises.”
Financial Support Plans:
One-time or monthly structured assistance after case verification.
Guidance & Mediation:
Helping beneficiaries communicate with lenders lawfully and
respectfully.
Awareness Campaigns:
Educating people about safe borrowing and legal rights.
Relief Network:
Connecting citizens with financial and legal advisors for lasting solutions.
Our motto:
“Relief with Respect, Help with Honesty.”
Every rupee is accounted for; every impact is documented.
We work directly with local communities for ground-level results.
Operated by experienced professionals from finance, operations, and social work sectors.
Measurable outcomes and beneficiary tracking.
We believe in partnerships, not hierarchies.
Built on integrity, reliability, and compassion.
Karz Rahat Sahayta Niti is a social welfare program — not a business — designed to support individuals and families trapped under loan or EMI pressure.
1000+ beneficiaries supported across India
20+ volunteer teams active in multiple states
15+ training and awareness programs executed
Your small contribution can bring a big change.
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